HappyHome.

I think I would be happier here in NY if we could refinance our house and make some much needed home improvements.  Our house has so much potential.  We need a new roof before we can do anything...and if you know anything about roofs, you know that aint cheap.  We started to remodel our kitchen a few years ago, but then we realized the roof needed replacing and it's silly to fix up our kitchen if the roof is just gonna leak and ruin the new kitchen...right?  And, if we could redo the basement, that would be amazing.  There's just so much potential...we need to get to it already.